FAQs

HM Dent Works

  • What is paintless dent repair (PDR) and how does it work for hail damage?

    Paintless Dent Repair (PDR) is a highly skilled method used to remove minor dents and dings from the body of a vehicle without compromising the original paint finish. This technique is especially effective for repairing hail damage, which often leaves numerous small dents on the surface of a car. The process involves using specialized tools to gently push and massage the dented metal back into its original shape from behind the damaged area. For hail damage, technicians methodically work on each dent to restore the vehicle's surface without the need for filling, sanding, or repainting. This not only preserves the original paint but also maintains the vehicle's value and appearance. PDR is a preferred method for hail damage repair due to its cost-effectiveness, quick turnaround time, and non-invasive nature. It's an environmentally friendly option as well, eliminating the need for paint and other materials associated with traditional bodywork.
  • Do I have to do a virtual estimate or take my car to the insurance company's recommended repair facility?

    No. You're not required to do a virtual estimate, and you don't have to use the shop your insurance company recommends. You have the legal right to choose your own repair facility. Virtual estimates often miss damage, and preferred shops usually benefit the insurer, not the customer. Choose a trusted shop that works for you. Our team specializes in paintless dent repair (PDR), fixing door dings, and repairing hail damage. Contact HM Dent Works today.
  • Do I have to take my car to the repair shop my insurance company recommends?

    No, you have the right to choose where your vehicle is repaired. Insurance companies may steer you toward a shop with which they have a financial agreement, but you're not obligated to go there. Choosing a specialized hail damage repair facility, like ours, means your vehicle will be handled by experts who focus on preserving your original panels, factory paint, and overall value. We use advanced techniques like Paintless Dent Repair (PDR) to fix dents without compromising your vehicle's finish. Trusting a dedicated hail repair specialist ensures your car gets the proper care it deserves.
  • I don't want to deal with the hassle. Can HM Dent Works help with the insurance process?

    Yes! We handle the entire process for you. All you need to do is make a claim with your insurance company. Hail damage repair is covered under a comprehensive claim, which is different from an accident. These claims typically come with a deductible that is usually $250, $500, or $1,000. That's the only amount you'll ever be responsible for. In most cases, a comprehensive claim does not raise your insurance rates. If rates go up, it's usually due to the overall risk in your area, not because you filed a claim. Once you have a claim number, give it to us and we'll write a proper estimate, work directly with the insurance company, and schedule your repair. The insurance company will send you a check. Just bring that and your deductible when you pick up your fully repaired vehicle. And if they ask you to do a virtual estimate or send photos, tell them HM Dent Works is handling it. We'll take care of the photos, documents, and communication. Don't let the process stress you out. We've got over 25 years of experience handling hail claims and we'll make sure it's done right.
  • What is a Direct Repair Facility (DRP), and who does it benefit?

    A Direct Repair Facility (DRP) is a shop that works directly with insurance companies under special agreements. While it might seem convenient, these arrangements are often set up to save the insurance company money, not ensure the best repair for you. At HM Dent Works, we work for you, not your insurer, so we don't cut corners or compromise quality. Our team specializes in dentless paint repair, fixing door dings, and repairing hail damage. Contact us today.
  • My insurance check is short—did they already take out my deductible?

    This is a common question! Yes, your deductible has already been subtracted from the insurance check, but that doesn't mean it's already paid. Here's how it works: Let's say your total repair cost is $1,000, and your deductible is $250. The insurance company will send you a check for $750, and you'll pay the remaining $250 to the repair shop when the work is done. So even though it feels like it was taken out, you're still responsible for paying that amount when you pick up your car. You're only ever responsible for your deductible. Call us today and experience an expert paintless dent repair company.
  • Why is the insurance estimate so much lower than HM Dent Works' estimate?

    Our estimates are comprehensive and accurate, reflecting the true cost of professional repairs. Insurance companies often lowball the initial estimate, hoping you'll take the check and skip the repairs. Once your vehicle is with us, we file a supplement to document the full extent of the damage and ensure you get what you're owed. As the top provider of paintless dent repair in the area, we know how frustrating unexpected dents can be. That's why we offer quick service and free estimates to get you back on the road fast.
  • How much does hail damage repair cost, and will it raise my insurance rates?

    The cost of hail damage repair can vary depending on how many dents you have, their size, and which parts of the vehicle are affected. But if you have comprehensive coverage, the good news is that you only pay your deductible, and insurance covers the rest. Also, hail damage is considered a comprehensive claim, not a collision or at-fault claim. That means in most cases, it will not raise your insurance rates. If rates do go up, it's usually due to widespread storm activity in your area, not because you filed a claim. As always, it's smart to check with your insurance provider for the details of your specific policy, but in general, comprehensive coverage is there to protect you from things exactly like hail.
  • How long will my Paintless Dent Repair (PDR) take?

    It depends on the severity of the damage. If your vehicle is 100% repairable with paintless dent repair, you'll likely have it back within the same week, sometimes in just a couple of days. We aim for fast, efficient, high-quality repairs without unnecessary delays. Obviously, during hail season, times can run slightly longer, but we pride ourselves on communication throughout the process.
  • I don't want to make a claim to fix my hail damage!

    When it comes to hail damage repair, we often learn that filing an insurance claim is undesirable. While this can be a valid concern if you're involved in frequent accidents, in cases of an act of God or nature—such as a deer collision, hail damage, or a tree falling on your car—this is where your insurance can prove invaluable. These claims fall under comprehensive coverage and typically do not raise your rates since they involve circumstances beyond your control. Therefore, filing a hail claim is advantageous because you're only responsible for your deductible, and your car will be restored to its pre-storm condition. This ensures that you maintain the value of your vehicle, which is beneficial if you decide to sell it.